Multi-Institution Custody
The Future of Bitcoin Security
Onramp's Multi-Institution Custody (MIC) model breaks free from the limitations of single-entity custodianship.
Multi-Institution is the next generation of custody
Your Bitcoin is protected by three independent institutions. Each institution holds one key, and any two of the three are required to authorize a transaction at your explicit direction. No single party, not the client, not Onramp, and not any individual custodian, can move funds unilaterally.
You retain full control, but offload the operational burden. You eliminate single points of failure without needing to manage seed phrases or maintain hardware.
Multi-institution custody provides the foundation for securing your bitcoin wealth and providing seamless access to financial services like inheritance planning, loans, and IRAs.
Key benefits at a glance
By distributing Bitcoin private keys across multiple, fully independent, and regulated entities, MIC provides an unmatched level of security, resilience, and ease of use. No single custodian can unilaterally freeze or compromise your Bitcoin—giving you the confidence to hold and grow your assets for the long term.
Eliminate single points of failure
With 2-of-3 multi-signature architecture, at least two entities must sign off on transactions, preventing unilateral actions by any single custodian.
Secure & compliant
Each participating custodian is a regulated entity that follows strict compliance standards, ensuring robust oversight and audited processes.
Fully distributed control
Keys are managed in separate jurisdictions and by separate institutions, neutralizing threats like collusion or coerced access.
White-glove support
A dedicated Onramp team is here to simplify setup, provide ongoing guidance —allowing you to focus on your financial goals, not technical complexities.
Scalable coverage
Unlike single-custodian solutions, MIC is more readily insurable for larger sums. Onramp’s Lloyd’s of London facility demonstrates the industry’s recognition of the low-risk profile of multi-institution custody.
On-chain transparency
Every action in MIC is transparently recorded on-chain, enabling independent verification at any time. This ensures all activity is provable, fostering trust and long-term assurance.
For individuals seeking a secure, simple, and transparent way to hold Bitcoin for the long-term, Onramp's Multi-Institution Custody is the clear choice.
Unmatched level of security, resilience, and ease of use
No single custodian can unilaterally freeze or compromise your Bitcoin—giving you the confidence to hold and grow your assets for the long term.
Security & peace of mind, simplified
No single point of failure
Bitcoin is digital, finite, and immutable—making fault tolerance essential. Relying on a single custodian introduces critical vulnerabilities. MIC distributes key control across independent entities, eliminating single-entity failure risk.
Easy inheritance & estate planning
MIC drastically reduces the chances of bitcoin holdings being lost or mishandled over generations — helping loved ones smoothly and legally inherit assets, without stress.
Professional-grade administration
Onramp removes the need for clients to personally manage hardware wallets, seed phrases, or complicated backups—without surrendering total control to a single third party.
Get started with Onramp MIC
Ready to experience the next generation of Bitcoin custody? Schedule a consultation to learn how Onramp can tailor a multi-institution custody solution for your specific needs—providing security, transparency, and peace of mind for the long run.