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Build, protect, and grow your wealth — all in one place

Next generation financial services and money management for today and tomorrow.

Designed for institutions, available to individuals.

Your Vault
Built by the best
Blackstone
Brown Brothers Harriman
Bain & Company
Goldman Sachs
Morgan Stanley
BNY Mellon
Coinbase
Blackstone
Brown Brothers Harriman
Bain & Company
Goldman Sachs
Morgan Stanley
BNY Mellon
Coinbase
Blackstone
Brown Brothers Harriman
Bain & Company
Goldman Sachs
Morgan Stanley
BNY Mellon
Coinbase
Onramp Finance

Earn with Onramp. Accumulate bitcoin. Secure Your Future.

Join thousands of individuals who manage their financial life with Onramp.

The Onramp Difference

Next generation financial services

Onramp multi-institution custody

Multi-Institution Custody Your bitcoin is secured by three independent institutions — built to protect your wealth for generations.

Onramp inheritance plan

Integrated Inheritance Ensure your bitcoin passes securely to your beneficiaries with built-in estate planning — no complex key management or third-party coordination required.

Onramp dashboard

Your Unified Wealth Platform Custody, cash, earn, trading, and loans — managed from one platform, within one relationship.

Features

Industry Low Bitcoin Brokerage

Buy and sell bitcoin with deep liquidity and competitive pricing.

Stablecoin Support

Hold and manage USDC alongside USD in your cash balance.

Protected by Three Institutions

Your bitcoin is protected by three independent, regulated institutions — eliminating single points of failure.

Always Accessible — Even Without Us

Your bitcoin isn't dependent on any one company. Built-in recovery tools ensure you maintain access, always.

On-Chain Transparency

Verify your holdings directly on-chain, anytime.

Products & Services

Everything you need for your bitcoin wealth

Multi-Institution Custody

Your bitcoin protected by three independent institutions — no single point of failure, full transparency, and complete control.

Bitcoin Trading

Seamlessly buy & sell bitcoin with access to industry-leading rates & liquidity.

Bitcoin-Backed Lending

Unlock liquidity through non-rehypothecated lending options with competitive terms.

Inheritance & Estate Planning

Plan for the future with comprehensive inheritance & estate planning, ensuring your assets are passed on securely.

Bitcoin IRA

Unlock the long-term potential of bitcoin within tax-advantaged IRA accounts.

Lloyd's of London Insurance

Your bitcoin is backed by insurance coverage through Lloyd's of London, providing defined protection for covered loss scenarios.

Testimonials

Trusted by those who take
custody seriously

BitGo

“BitGo is proud to have partnered with Onramp since inception to help offer next gen financial services and pioneer the first-ever Multi-Institution Custody quorum, a foundational advancement in how bitcoin is held, secured, and owned.”

Frank Wang

Frank Wang

Managing Director, Head of Fintech Sales, BitGo

There's not a lot of competition that I found that do it the same way where you feel like you've got the security of the three keys, three custodian setup plus the inheritance.

Onramp Client

Onramp Client

Bitcoin Policy Institute

“The Strategic Bitcoin Reserve shall implement a Multi-Institution Custody framework that… ensures that no single institution, custodian, or individual maintains unilateral control over state Bitcoin reserves.”

Bitcoin Policy Institute

State-Level Strategic Bitcoin Reserve Toolkit

We were writing these treasure maps for our family, trying to document everything about the wallets and seed phrases without creating a security risk. It was impossible. Onramp just bound everything up into a beautiful little box with a bow on it.

Onramp Client

Onramp Client

Tetra Trust

“Onramp’s Multi-Institution Custody model represents a meaningful evolution in digital asset security. By distributing key management across independent, regulated institutions, it eliminates the single points of failure that have long concerned institutional investors.”

Didier Lavallee

Didier Lavallee

CEO, Tetra Trust

The team is always very responsive when there is a question. Great foundation, and the interface, content, and terminal are all specific strengths.

Onramp Client

Onramp Client

“One option is to use a key management service, a reputable company that assists you in cryptographically protecting your keys. Custodians where I know the people and have favorable opinions are: […] Onramp Bitcoin.”

Lawrence Lepard

Lawrence Lepard

Author, The Big Print

With Onramp, the inheritance experience is meaningfully better. My wife doesn't need to figure out a Ledger or cold card if something happens to me.

Onramp Client

Onramp Client

“I need continuous validation that I'm not going to lose my bitcoin. That's what I need. Onramp gives me that peace of mind.”

Christopher J.

Christopher J.

Sales Leader, Commerce Bank

Why Onramp

01

Your keys, distributed across three institutions

A 2-of-3 multisig architecture means no single custodian can access your bitcoin. Three independent, regulated institutions each hold one key — eliminating single points of failure.

02

Real-time proof that your bitcoin exists

Every satoshi is verifiable on-chain, in real time. No commingling, no rehypothecation. Your bitcoin is always where it should be — and you can prove it.

03

Enterprise-grade controls and compliance

Role-based access, multi-party approvals, and comprehensive audit trails. Built for fiduciaries, family offices, and institutions that require rigorous governance.

4Independent Key Signing Entities
2-of-3Multisig Required
100%Proof of Reserves

Ready to secure your bitcoin?

The best security available for your bitcoin, without the technical burden. It's time to upgrade.

Talk With Us

Get in touch with our team to find the right solution for you.

Help and Support

Find answers to your questions and get support for our services.

“Onramp has fundamentally changed how we think about bitcoin custody. The multi-institution architecture eliminates the single points of failure that kept us up at night.”

Bram Kanstein

Bram Kanstein

YouTuber & Bitcoin Advocate

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The best security available for your bitcoin without the technical burden. It's time to upgrade.

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