Changelog

We've launched the ability to link your Arch Lending account to your Onramp account — a new way to view your loan details directly inside your dashboard. Link your Arch account once, and your loan details flow through automatically, giving you a single place to monitor your Bitcoin-backed loans alongside the rest of your holdings.

Core Features:

• Link your Arch account to Onramp using your existing email
• View all active and inactive loans directly in app
• Track collateral, LTV, loan amount, APR, and loan health (healthy → margin call) in real time
• Jump straight to the Arch dashboard to manage your loan

We've launched Earn — a cash management solution built alongside your Bitcoin holdings. Hold cash next to your bitcoin, move money via ACH, set limit orders, and receive rewards, all within the same platform where you custody your Bitcoin.

Core Features:

• Earn up to 5% rewards
• Deposit and withdraw using ACH
• Set limit orders to buy and sell Bitcoin at specific price targets

We've rolled out a refreshed dashboard, unlocking richer vault data and setting the stage for 2026 feature expansions.

Core Features:

• Simplified navigation for faster workflows
• Support for multiple vault addresses in one view
• UTXO-level visibility for granular tracking
• Key quorum status at a glance
• One-click configuration file export (Tetra vaults only)
• Streamlined support access
• Quick links to key resources
• Historical total asset balance chart

We've launched Onramp IRA. Secure Bitcoin holding in a compliant, tax-deferred retirement account, powered by Multi-Institutional Custody for zero single points of failure.

Core Features:

• Three independent keyholders; 2-of-3 approvals for transactions
• Off-exchange, with no user-held keys
• IRS compliance via regulated third-party administrator
• In-kind Bitcoin transfers and withdrawals
• No technical setup or key management required

Key Benefits:

• Unmatched security without private key risks
• Tax-deferred growth for retirement savings
• Resilient long-term storage for preservation
• Integrated inheritance planning
• Low-fee institutional liquidity

To learn more click here.

We've launched Onramp Business, institutional-grade custody tailored for SMBs and enterprises, enabling Bitcoin treasury adoption with built-in compliance, governance, and zero blockchain expertise required.

Core Features:

• Team-based signoffs for asset movements
• Role-based view-only access and transactional approvals
• Real-time proof of reserves via on-chain visibility

Key Benefits:

• Simple, quick onboarding process
• Distributed holdings across custodians to eliminate single points of failure
• Compliance via familiar, non-crypto workflows
• Insurance coverage on vaulted assets

We've launched Onramp Guardian, a robust operational security framework fortifying Multi-Institutional Custody (MIC) vaults against hacks, phishing, coercion, and more, ensuring Bitcoin only moves with deliberate intent.

Core Protections (For All MIC Clients):

• AI-driven biometric verification to block deepfakes and impersonation
• Configurable withdrawal delays (5, 10, or 20 business days)
• Instant withdrawal freeze for suspected breaches
• Enhanced Lloyd’s of London insurance against collusion or negligence
  

Private Customizations (On Request for High-Balance Clients):

• 365-day full withdrawal freeze (liftable only in-person)
• Monthly velocity limits (e.g., max 0.1 BTC increments)
• 3FA protocol with PIN-based, off-platform authentication
  

To learn more or setup your guardian setting click here.

We've elevated the Onramp Trade Wallet to a core feature in the app, streamlining Bitcoin trading and fiat management.

New Capabilities:

• Deposit Bitcoin directly into your Trade Wallet
• Sell Bitcoin from your Trade Wallet for USD
• Hold USD in your Trade Wallet to buy Bitcoin anytime
• Withdraw USD to your linked bank account

New Account Type:
Trade is now a free account for clients easing into Multi-Institutional Custody (MIC). Delivers the classic exchange experience at industry-best pricing. Seamlessly buy/sell/hold Bitcoin and upgrade to MIC anytime.

We have officially launched our Sell Bitcoin feature on Onramp Bitcoin!

Clients now have the ability to deposit bitcoin into their trade wallet, sell their bitcoin for USD, and withdraw to their bank account.

This feature will prepare the trade wallet for exciting new functionality and cohesiveness within the Onramp application. Stay tuned!

We've launched the next iteration of Onramp Bitcoin's marketing website.

The new website migrates us from Wordpress to NextJS + Sanity for managing our research content, articles, and podcast distribution on the website.

Features

• New homepage to better explain our product offering
• Dedicated pricing page with breakdown of different tiers, features, and monthly pricing
• Research page with better navigation around research articles and podcasts

Because it is built with NextJS, loading speeds have decreased considerably and should be almost instantaneous on most internet connections.

We are excited to share that we just shipped a completely redesigned application experience for clients!

The new experience provides a cleaner, and more branded interface for clients to interact with their funds on the Onramp platform.

Updates include

• New look and feel to the application experience
• Highlighted vault cards
• Easier settings management
• Updated deposit, withdraw, and buy modals